OSHC

Medibank Overseas Student Health Cover (OSHC) for Australia

Visa Compliance

Meets Government Requirements This cover meets Australian immigration requirements for work-related visas to maintain adequate health insurance for your stay in Australia.

Instant Visa Letter Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.

Out of Hospital Treatment

General Practitioner (GP) consultations General Practitioners (GPs) are a doctor who are also qualified in general medical practice. GPs are often the first point of contact if you feel sick or have a health concern. They treat a wide range of minor medical conditions and health issues and can help refer you to a specialist for further care.

100% of MBS fee 125% of MBS fee 200% of MBS fee

Radiology

100% of MBS fee 125% of MBS fee 200% of MBS fee

Pathology

100% of MBS fee 125% of MBS fee 200% of MBS fee

Ultrasound

100% of MBS fee 125% of MBS fee 200% of MBS fee

Specialists Consultation

100% of MBS fee 125% of MBS fee 200% of MBS fee

Pregnancy and related services

125% of MBS fee 200% of MBS fee In Hospital Inclusions & Specific Services

Medical Services

100% of MBS fee 100% of MBS fee At least 100% of MBS fee At least 100% of MBS fee

Excess This is the amount you pay towards your hospital admission (same-day or overnight) before you are paid any benefits. The excess applies per member, per calendar year and it doesn’t apply to child or student dependants on a family membership.

$500 $500 $500 $500

Accommodation Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.

Public & Private hospital Public & Private hospital Public & Private hospital Public & Private hospital

Surgical implanted prosthesis 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.

Accident and emergency services Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.

Pregnancy and related services

100% of MBS fee 100% of MBS fee 100% of MBS fee 100% of MBS fee

Rehabilitation If served your waiting periods, you may be covered for rehabilitation.

100% of MBS fee 100% of MBS fee 100% of MBS fee 100% of MBS fee

Psychiatric or palliative care

100% of MBS fee 100% of MBS fee 100% of MBS fee 100% of MBS fee

Gastric banding

Hip and knee joint replacement surgery

Cardiac service

Bone marrow and organ transplants

IVF And assisted reproductive services

Cosmetic surgery

Waiting Periods

In-patient psychiatric, rehabilitation and palliative care

2 Months 2 Months 2 Months 2 Months

Pre-existing conditions  Waiting periods are applicable for pre-existing conditions only when patients are admitted for in-patient medical treatment in a hospital. No waiting period applies for Out-of-hospital treatments for any pre-existing conditions.

12 Months 12 Months 12 Months 12 Months

Pregnancy and related services

12 Months 12 Months 12 Months 12 Months Extra

Click here for more information on waiting period and yearly limit for extras

Eye Care

Dental care

Physiotherapy

psychology

Accupuncture

Chiropractic

Natural Therapy

Remedial Massage

Hearing aids

Glucose monitoring

Speech Therapy

Other

Unlimited emergency ambulance services  Emergency service is where you need immediate treatment and there is no other way to get to a hospital.

Repatriation to home country Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.

Retail centre support

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Source

AHM OSHC Insurance logo

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